Mel Curwood Consulting

Mel Curwood Consulting

Categories

Financial, Banking, Accounting, Insurance, Investment, Advisers

About Us

Many business owners believe they’re simply doing what’s expected to win work—offering 20th-of-the-month or long payment terms. What they don’t see is that this effectively turns them into the bank for their clients, tying up their own hard-earned cash in someone else’s business.

In industries like trades, construction, engineering, manufacturing, and transport, this is the norm—but it’s also one of the biggest risks to survival.

Businesses pour time, money, and resources into jobs only to wait weeks—or months—for payment. That gap is where they get blindsided: cash flow stalls, stress builds, and what they’ve worked so hard to build can be put at risk by someone else’s delay, dispute, or liquidation.

My business exists to change that. I help owners take control of their credit processes, protect themselves legally, and build systems that secure cash flow—so they can move from survival mode into confident growth. Through strategy sessions, diagnostics, and tailored credit control solutions, I uncover the gaps that are quietly eroding profit margins and resilience. We look at the whole credit cycle: how customers come in, the terms and tools in place, who owns each step internally, and where risks like unsecured credit or poor documentation leave the business exposed.

This isn’t just about paperwork. It’s about empowering owners with clarity and confidence to ask for deposits, shorten payment terms, register securities, and hold firm boundaries—without fear of losing clients. My approach is practical, supportive, and proven to help businesses protect what they’ve built

Images

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Events

Member Event: Cash Flow Reset for Business Owners - Get Paid Without The Chase
Member Event: Cash Flow Reset for Business Owners - Get Paid Without The Chase
  • Struggling with non-payment, slow cash flow, or liquidations? Learn how to protect your business with strong credit control and protect what you have built.
  • Tuesday Sep 16, 2025

 

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